GOVERNMENT SUPPORT
Funding & Schemes Matcher
Discover the right government schemes, subsidies, and loans tailored to your MSME business profile.
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Check Eligibility
Fill out the details to filter the best schemes for your business instantly.
Top Government Schemes
Central
Registration
Udyam Registration
Target: MSMEs / eligible enterprises
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CORE BENEFIT
Foundational MSME registration; required to access many benefits
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BANK LOAN / FINANCE
Not a loan
Central
Credit + toolkit + skill
PM Vishwakarma
Target: Artisans/craftspeople in 18 identified trades
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CORE BENEFIT
Certificate/ID, skill upgradation, toolkit incentive ₹15,000, collateral-free credit in tranches, digital transaction and marketing support
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BANK LOAN / FINANCE
Up to ₹1 lakh first tranche + ₹2 lakh second tranche
Central
Capital subsidy
Special Credit Linked Capital Subsidy Scheme (SCLCSS)
Target: SC/ST-owned MSEs
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CORE BENEFIT
25% upfront capital subsidy capped ₹25 lakh on institutional finance up to ₹1 crore
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BANK LOAN / FINANCE
Institutional finance up to ₹1 crore
Central
Margin money subsidy + loan
Prime Minister Employment Generation Programme (PMEGP)
Target: New micro enterprises
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CORE BENEFIT
15–35% margin money subsidy; max project cost ₹50 lakh manufacturing / ₹20 lakh service per brochure
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BANK LOAN / FINANCE
Balance financed through lender
Central
Certification subsidy
MSME Sustainable (ZED) Certification
Target: MSMEs
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CORE BENEFIT
Onboarding ₹10,000; certification subsidy 80% Micro, 60% Small, 50% Medium; 100% women-owned; additional 10% for specified categories/regions; post-certification support up to 75% capped ₹50,000
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BANK LOAN / FINANCE
Not direct loan
Central
Productivity subsidy
MSME Competitive (Lean) Scheme
Target: MSMEs / groups of 4–10 MSMEs
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CORE BENEFIT
Basic free; Intermediate total cost ₹1.20 lakh/MSME with 90% GoI subsidy; Advanced ₹2.40 lakh/MSME with 90% subsidy; additional 5% via associations/OEMs
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BANK LOAN / FINANCE
Not direct loan
Central
Reimbursement
MSME Innovative – Intellectual Property Rights (IPR)
Target: Eligible MSMEs
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CORE BENEFIT
Domestic patent up to ₹1 lakh; foreign patent ₹5 lakh; design ₹15,000; trademark ₹10,000; GI ₹2 lakh
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BANK LOAN / FINANCE
Not direct loan
Central
Project assistance
MSME Innovative – Design
Target: Micro/Small/SME and student projects
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CORE BENEFIT
Micro 75%; SME 60%; max ₹40 lakh; student projects 75% max ₹2.5 lakh
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BANK LOAN / FINANCE
Not direct loan
Central
Incubation/R&D assistance
MSME Innovative – Incubation
Target: BI/HI/MSME ecosystem
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CORE BENEFIT
Up to ₹15 lakh per idea and up to ₹1 crore for P&M procurement for R&D strengthening
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BANK LOAN / FINANCE
May pair with finance; not a loan itself
Central
Market/procurement
Public Procurement Policy for MSEs 2012
Target: MSEs
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CORE BENEFIT
Central Ministries/departments/PSUs target 25% annual procurement from MSEs; 3% women and 4% SC/ST sub-targets
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BANK LOAN / FINANCE
Not a loan
Central
Credit guarantee
CGTMSE Credit Guarantee Scheme
Target: New/existing MSEs through member lenders
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CORE BENEFIT
Collateral-free credit guarantee; brochure cites loans up to ₹10 crore and 75–85% guarantee coverage
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BANK LOAN / FINANCE
Credit facility through MLI
Central
Marketing reimbursement
Procurement & Marketing Support (PMS) – Trade Fairs
Target: MSEs
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CORE BENEFIT
Up to ₹1.5 lakh in metro/A cities and ₹80,000 other cities; stall support 80% general / 100% SC/ST/Women/NER; contingencies up to ₹25,000
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BANK LOAN / FINANCE
Not direct loan